You may not reside in the Netherlands - not even temporarily - if you do not have a liability and medical insurance that meets Dutch standards. The Netherlands has a high standard of medical care, but medical costs can be high. Therefore it is important to be properly insured.
EU/EEA students should double check with their insurance company at home to verify that you will be covered in the Netherlands for medical costs without limitation. Make sure you have proof of this coverage. You may be able to get an European Health Insurance Card from your own national insurance, which you can use in the Netherlands. You can find more information on the site of the European Commission.
Next to coverage for medical expenses, we advise you to insure yourself for liability, legal assistance, possession and luggage as well as emergency assistance and repatriation.
AON has developed a student package covering all the above: the ‘Complete ICS-package’ especially for international students coming to study in the Netherlands. You can purchase insurance from them online for € 1,27 per day. Please visit the website of AON for more information. You need to enter where you are from first (‘Waar kom je vandaan?’) followed by where you are going to study (‘Waar ga je studeren?’).
Representatives of AON will be present on our Welcoming Day.
Non-EU/EEA for whom we started an immigration procedure will receive their AON insurance certificate even before their departure for the Netherlands. We will already have purchased a Complete ICS-package for you out of your financial guarantee.
Dutch health system
Students who are older than 30 and will study in the Netherlands for more than 3 years, as well as students who have a part-time job, are obliged to cover themselves through the Dutch health care system (‘basiszorgverzekering’). This insurance will cost you approximately € 1,100 per year. All health insurance companies in the Netherlands offer the basic healthcare insurance policy, and you are free to choose whichever insurance company you prefer. To apply for a basic health care insurance you need a residence permit and a Dutch Citizen Service Number.
Hanze University Groningen has an agreement for her employees with 'Zilveren Kruis / Achmea'. In case you need a ‘basiszorgverzekering’ you may want to check their information first at Zilveren Kruis / Achmea. For more information on Dutch Health Care, please check the site of Euraxess. The Health Insurance Information Centre also has a detailed explanation on their website.